Do you have money?
Do you want to invest in the Southern part of Cebu?
Do you want to know that for as low as 115 pesos a day, you can already own a house and lot and position your family in the development of Southern Cebu?
IF ALL YOUR ANSWERS ARE YES THEN WHAT ARE YOU WAITING FOR???
Avail of our newly developed townhouse in Brgy. Tuyan, Naga City for as low as Php 3,442 to Php 5,350 per month!!!
ST. JHUDIEL SOUTH HOMES is an affordable house and lot developed by Ramman Realty and Development Corporation - a trusted developer of affordable and sustainable homes in the country.
If you are an employee who is tired of renting a house that you cannot own?
Or is starting a family that currently does not own a home?
Or, simply an investor who wants to participate in the developments of South Cebu?
Then, these PROPERTIES are just RIGHT FOR YOU!
SO, WHY RENT WHEN YOU CAN OWN?!?!
Sample Computation:
House Type: Two (2) storey Row House - Affordable
Lot Area: 36 square meter
Floor Area: 45 square meter
Total Amount: Php 750,000.00
Reservation: Php 5,000.00
Down Payment: NO EQUITY NO DOWN PAYMENT
Title Transfer Fee: Php 30,000.00 payable for 5 months @ Php 6,000.00/month
Pag-IBIG Loan Amount: Php 715,000.00
*30years @ Php 4,989.77 (excluding Pag-IBIG Insurances: MRI & FI)
*25years @ Php 5,300.84 (excluding Pag-IBIG Insurances: MRI & FI)
*20years @ Php 5,814.74 (excluding Pag-IBIG Insurances: MRI & FI)
*15years @ Php 6,741.21 (excluding Pag-IBIG Insurances: MRI & FI)
*10years @ Php 8,708.14 (excluding Pag-IBIG Insurances: MRI & FI)
*5years @ Php 14,850.90 (excluding Pag-IBIG Insurances: MRI & FI)
Note:
1. Price shall be in effect on the price List and subject to change without prior notice;
2. The balance amount can be thru Pag-IBIG, Bank and In-House Financing Scheme;
3. In case the loan amount release by the financial institution is less than the balance amount, the buyer shall pay the difference which is the EQUITY and is subject to the terms and conditions by the developer;
4. * excluding Pag-IBIG Insurances: MRI & FI;
5. Transfer Fee is five (5) months Installment only s applicable for Two (2) Storey Row House - Affordable, beyond this months interest is applied and is subject for developers approval.
BUYERS REQUIREMENTS UPON RESERVATION:
A. For Locally Employed:
Latest One (1) month Payslip (Both Spouses)
Tax Identification Number (TIN) ID
Latest Proof of Billing Address / Certification from the Land Lord (if rented)
Two (2) Valid I.D's back to back (eg: PRC / DRIVERS / POSTAL / VOTER / SSS)
Sketch of Residence
Birth Certificate and Marriage Contract (if married)
Original 1x1 I.D picture (colored and not computer scanned)
HDMF Contribution Print-out with at least 12 months and above with good standing
Latest Certificate of Employment Showing Compensation
Latest two (2) years of Income Tax Return (I.T.R)
Post Dated Checks for: Equity/ DP/ Rentals/ Transfer Fees & HDMF/Pag-IBIG Amort.
B. For Self-Employed:
Latest One (1) month Payslip (Both Spouses)
Tax Identification Number (TIN) ID
Latest Proof of Billing Address / Certification from the Land Lord (if rented)
Two (2) Valid I.D's back to back (eg: PRC / DRIVERS / POSTAL / VOTER / SSS)
Sketch of Residence
Birth Certificate and Marriage Contract (if married)
Original 1x1 I.D picture (colored and not computer scanned)
HDMF Contribution Print-out with at least 12 months and above with good standing
Latest Audited Financial Statements of Business
Latest Business Permit and/or Mayors Permit
Post Dated Checks for: Equity/ DP/ Rentals/ Transfer Fees & HDMF/Pag-IBIG Amort.
C. For OFW:
Latest One (1) month Payslip (Both Spouses)
Latest Contract of Employment Showing Compensation
Duly Notarized Special Power of Attorney with Red Ribbon
Tax Identification Number (TIN) ID
Latest Proof of Billing Address / Certification from the Land Lord (if rented)
Two (2) Valid ID's back to back (eg: PRC / DRIVERS / POSTAL / VOTER / SSS)
Passport (all pages), Visa and Plane Tickets, Seaman's Book
Sketch of Residence
Birth Certificate and Marriage Contract (if married)
Original 1x1 I.D picture (colored and not computer scanned)
HDMF Contribution Print-out with at least 12 months and above with good standing
Post Dated Checks for: Equity/ DP/ Rentals/ Transfer Fees & HDMF/Pag-IBIG Amort.
Note: Buyers requirements should be updated every month until the loan is release from pag-ibig or bank financing.
WANT TO NEGOTIATE THE OWNER? HAVE QUESTIONS? ANY SUGGESTIONS? MORE INFO? SITE VIEWING?